Terms of Service

1. Acceptance of Terms

By accessing or using the website at mageba-gasela.vercel.app ("the Website"), you agree to comply with and be bound by these Terms of Service and our Privacy Policy and POPIA Notice. If you do not agree to these terms, please do not use this website.

These terms constitute a legally binding agreement between you ("the User") and Mageba Gasela (Pty) Ltd ("the Company", "we", "us").

2. Services Provided

Mageba Gasela (Pty) Ltd is a licensed insurance brokerage (FSP: 50630) authorised by the Financial Sector Conduct Authority (FSCA) to provide intermediary services under the Financial Advisory and Intermediary Services Act, 37 of 2002 (FAIS).

Through this website, we provide:

• General information about our insurance brokerage services
• A contact and enquiry facility to request quotes or callbacks
• Information about the types of insurance products we can assist with

The submission of a contact form or WhatsApp message does not constitute the placement of insurance cover. Cover is only confirmed once a policy document has been issued by the relevant insurer.

3. Website Content is Not Advice

The content on this website is provided for general informational purposes only. It does not constitute financial, legal, or insurance advice tailored to your specific circumstances. Any general descriptions of insurance products are indicative only and subject to the specific terms, conditions, exclusions, and limits of individual policies.

You should obtain a full policy schedule and wording before entering into any insurance contract, and seek independent advice if required.

4. Eligibility

This website is intended for use by persons who are 18 years of age or older and who are legal residents or registered entities in the Republic of South Africa. By using this website, you confirm that you meet these requirements.

5. Permitted and Prohibited Use of This Website

Permitted use

• Browsing information about our services
• Submitting genuine enquiries for insurance quotations
• Contacting us via the provided contact mechanisms

Prohibited use

You may not use this website to:

• Submit false, misleading, or fraudulent information
• Attempt to gain unauthorised access to any part of the website or its systems
• Transmit any harmful, unlawful, or offensive content
• Reproduce, copy, or distribute website content without our express written consent
• Use automated tools to scrape, crawl, or harvest data from this website
• Engage in any activity that could damage, disable, or impair the website

6. Intellectual Property

All content on this website — including but not limited to text, graphics, logos, images, icons, and software — is the property of Mageba Gasela (Pty) Ltd or its content suppliers and is protected under applicable South African and international intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of any website content without our prior written permission.

7. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We reserve the right to modify or discontinue the website at any time without notice.

8. Limitation of Liability

To the fullest extent permitted by South African law, Mageba Gasela (Pty) Ltd, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.

Our liability for any direct damages shall in no event exceed the amount paid by you, if any, for accessing this website.

Nothing in these terms excludes or limits our liability for fraud, gross negligence, or any other liability that cannot be excluded under applicable South African law.

9. Third-Party Services and Links

This website may contain links to third-party websites or integrate with third-party services (such as WhatsApp). These links are provided for your convenience only. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

10. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of South Africa.

11. Changes to These Terms

We reserve the right to amend these Terms of Service at any time. Updated terms will be posted on this page with a revised date. Your continued use of the website after any changes constitutes your acceptance of the new terms.

12. Contact

For any questions regarding these Terms of Service, please contact us: